NRI-Wealth, operated by “Finanza InvesTek Private Limited” (hereinafter referred to as the “Company” or “InvesTek”), is an AMFI Registered Mutual Fund Distributor bearing ARN-278016 and APRN05039.

The Company is engaged in the distribution of mutual funds and other financial products and services as permitted under applicable laws and regulations.

General Disclaimer

The information, data, reports, newsletters, articles, market commentary, graphics, illustrations, calculators, tools, blogs, videos, webinars, social media content, opinions, projections, and other material available on this website are provided solely for informational and educational purposes.

Nothing contained on this website shall be construed as Investment advice, Investment advisory services, Portfolio management services, Legal advice, Tax advice, Solicitation or offer to buy or sell securities or financial products, or a recommendation regarding any investment strategy or financial transaction.

The information presented on this website should not be the sole basis for making any investment or financial decision.

Users are advised to conduct their own evaluation and seek independent professional advice before making any investment, tax, legal, regulatory, estate planning, succession planning, or financial decision.

NRI-Wealth acts as a distributor of financial products. Any interaction with clients is limited to distribution-related activities, investor education, financial awareness initiatives, and ancillary support services as permitted under applicable regulations.

Nothing contained on this website shall create a fiduciary relationship between the Company and any user or investor.

NRI-Wealth & Cross-Border Services Disclaimer

The NRI-Wealth segment of InvesTek is intended to assist Non-Resident Indians (NRIs), Overseas Citizens of India (OCI), Persons of Indian Origin (PIO), and Global Indians in understanding various financial opportunities, investment options, regulatory considerations, and wealth management solutions available in India.

Financial circumstances, tax treatment, and regulatory obligations vary significantly based on an individual’s Country of residence, Citizenship status, Tax residency, Immigration status, Source of income and Asset location.

Users should consult qualified legal, tax, accounting, regulatory, and other professional advisors before acting on any information provided through this website.

The products, services, information, and content described on this website may not be suitable for or available to persons in all jurisdictions.

Nothing contained on this website shall constitute a solicitation, offer, recommendation, invitation, or inducement to invest, purchase, subscribe to, or acquire any financial product or service in any jurisdiction where such solicitation, offer, recommendation, or activity would be unlawful or require registration, licensing, authorization, or approval.

Persons accessing this website from outside India are responsible for ensuring compliance with the laws and regulations applicable in their respective jurisdictions.

The Company makes no representation that the products, services, or information available through this website are appropriate or permissible in all jurisdictions.

FEMA, RBI & Regulatory Compliance

Investments and transactions undertaken by Non-Resident Indians (NRIs), Overseas Citizens of India (OCI), Persons of Indian Origin (PIO), and other non-resident persons may be subject to:

• Foreign Exchange Management Act (FEMA);
• Reserve Bank of India (RBI) regulations;
• Securities and Exchange Board of India (SEBI) regulations;
• Income Tax laws;
• Prevention of Money Laundering regulations;
• Applicable international tax laws; and
• Other regulatory requirements.

Investors are solely responsible for ensuring compliance with all applicable laws, regulations, reporting requirements, and eligibility conditions before making any investment or undertaking any transaction.

Taxation Disclaimer

Information relating to taxation, withholding taxes, capital gains taxation, Double Taxation Avoidance Agreements (DTAA), repatriation of funds, residency status, overseas assets, inheritance matters, and cross-border tax implications is provided solely for general informational purposes.

Tax laws and interpretations are subject to change and may differ across jurisdictions.

The Company does not guarantee the accuracy, completeness, or applicability of any tax-related information.

Investors should seek independent advice from qualified tax professionals before acting upon any tax-related information.

Product & Investment Risk Disclaimer

The Company may facilitate access to or distribution of various financial products and investment opportunities. However, nothing contained on this website or communicated through any medium shall constitute an endorsement, assurance, recommendation, guarantee, or representation regarding any investment product, security, issuer, portfolio, strategy, or opportunity.

Investments in mutual funds, equities, bonds, alternative investment funds (AIFs), portfolio management services (PMS), structured products, private equity, unlisted securities, insurance products, and other financial instruments are subject to market risks, including the possible loss of principal.

Past performance is not indicative of future results.

There can be no assurance or guarantee that any investment objective, return expectation, income objective, or performance target will be achieved.

Availability of certain products and services may be subject to eligibility criteria, regulatory approvals, jurisdiction-specific restrictions, and applicable laws.

Any performance data, illustrations, examples, projections, back-tested data, hypothetical scenarios, allocation models, charts, graphs, forecasts, valuation assumptions, or market comparisons appearing on this website are provided solely for educational and illustrative purposes.

Such information should not be construed as guarantees or assurances of future performance. Actual results may differ materially from those expressed or implied. Users should not place undue reliance on forward-looking statements while making investment decisions.

Third-Party Information Disclaimer

Certain information contained on this website may be obtained from publicly available sources, third-party data providers, research publications, market participants, regulatory bodies, or external sources believed to be reliable.

The Company does not independently verify the accuracy, adequacy, completeness, reliability, or timeliness of such information and makes no representation or warranty regarding the same.

Technology & Analytics Disclaimer

HiAi (Human Intelligence & Artificial Intelligence) and any associated analytical frameworks, models, tools, dashboards, portfolio analytics, risk assessment methodologies, or technology-enabled solutions made available by the Company are intended solely to assist in financial analysis, portfolio monitoring, and investment evaluation.

Outputs generated through such frameworks are indicative in nature and are based on assumptions, models, historical information, market data, and probabilistic analysis.

Such outputs should not be construed as predictions, guarantees, assurances, recommendations, or promises of future performance or investment outcomes.

External Links Disclaimer

Links to third-party websites, applications, or platforms are provided solely for informational and convenience purposes.

The Company does not endorse and shall not be responsible for the content, security, accuracy, privacy practices, products, services, or policies of any external website.

Users acknowledge and agree that any reliance on information available on this website or any investment or financial decision undertaken based on such information shall be entirely at their own discretion and risk.

The Company, its directors, employees, representatives, affiliates, partners, or associates shall not be liable for any direct, indirect, incidental, consequential, or special loss arising from the use of information available on this website.

The Company, its directors, employees, representatives, affiliates, partners, or associates do not accept investment-related funds or payments into personal accounts.

Investors are advised to exercise caution and verify all payment instructions directly with authorized representatives of the Company.

Personal information submitted through this website shall be collected, processed, stored, and used in accordance with applicable laws and the Company’s Privacy Policy.

By using this website, users acknowledge and consent to such collection and use of information.

Regulatory Disclosures

Legal Name

Finanza InvesTek Private Limited

Brand Name

InvesTek

AMFI Registration Number (ARN)

ARN-278016

ARN Validity

09 October 2023 to 08 October 2026

APRN

APRN05039

APRN Validity

21 February 2025 to 20 February 2028

Regulatory Status

NRI-Wealth is an AMFI Registered Mutual Fund Distributor.

Registration granted by AMFI, certification from NISM, empanelment with Asset Management Companies, and other registrations or certifications do not guarantee performance of the intermediary or provide any assurance of returns to investors.

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Jurisdiction

This website shall be governed by and construed in accordance with the laws of India.

Any dispute arising out of or relating to the use of this website shall be subject to the exclusive jurisdiction of the courts located in Gurugram, Haryana, India.